Small businesses in deprived areas are being held back by lack of access to finance - Susan Nightingale

While the headwinds facing Scotland’s economy have been well publicised, it is likely that the full impact is yet to be fully realised by smaller businesses. As we settle into the new year, uncertain forecasts for 2023 mean that every firm will be focused on building resilience and maximising opportunities, including looking at how finance could support them in the months ahead.